{"id":672,"date":"2024-04-17T13:08:22","date_gmt":"2024-04-17T13:08:22","guid":{"rendered":"https:\/\/www.murphylawfirm.com\/?page_id=672"},"modified":"2026-02-14T03:00:31","modified_gmt":"2026-02-14T03:00:31","slug":"baton-rouge-abogado-de-reclamo-de-seguro-de-auto","status":"publish","type":"page","link":"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/","title":{"rendered":"Baton Rouge Abogado de Reclamaciones de Seguros de Coche"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#car-insurance-claim-attorney-in-baton-rouge-la\" >Car Insurance Claim Attorney in Baton Rouge, LA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#diligent-and-compassionate-attorneys-in-baton-rouge\" >Diligent and Compassionate Attorneys in Baton Rouge<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#car-auto-accident-case-results\" >Car &amp; Auto Accident Case Results<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#11-million\" >$1.1 MILLION<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#1015000\" >$1,015,000<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#469-million\" >$4.69 MILLION<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#125-million\" >$1.25 MILLION<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#damages-and-injury-costs-in-car-accidents\" >Damages and Injury Costs in Car Accidents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#negotiating-compensation-with-insurance-companies\" >Negotiating Compensation With Insurance Companies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#calculating-%e2%80%9cspecial%e2%80%9d-damages\" >Calculating \u201cSpecial\u201d Damages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#how-a-car-accident-attorney-near-me-calculates-%e2%80%9cgeneral%e2%80%9d-damages\" >How a Car Accident Attorney Near Me Calculates \u201cGeneral\u201d Damages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#punitive-damages\" >Punitive Damages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#dealing-with-insurance-bad-faith\" >Dealing With Insurance Bad Faith?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#what-is-insurance-bad-faith-in-louisiana\" >What Is Insurance Bad Faith in Louisiana?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#why-is-it-important-to-pursue-this-kind-of-claim\" >Why Is It Important to Pursue This Kind of Claim?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#why-do-i-need-a-baton-rouge-car-accident-attorney\" >Why Do I Need a Baton Rouge Car Accident Attorney?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#customer-reviews-related-to-car-insurance-claim-cases\" >Customer Reviews Related to Car Insurance Claim Cases<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#faqs\" >FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#what-is-important-for-me-to-do-right-after-a-car-accident-to-protect-my-insurance-claim\" >What Is Important for Me to Do Right After a Car Accident to Protect My Insurance Claim?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#how-can-a-baton-rouge-car-insurance-claim-lawyer-help-if-my-claim-is-denied-or-undervalued\" >How Can a Baton Rouge Car Insurance Claim Lawyer Help if My Claim Is Denied or Undervalued?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#what-evidence-is-necessary-to-support-a-successful-car-insurance-claim-in-louisiana\" >What Evidence Is Necessary to Support a Successful Car Insurance Claim in Louisiana?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#how-long-do-i-have-to-file-a-car-insurance-claim-or-civil-claim-in-louisiana\" >How Long Do I Have to File a Car Insurance Claim or Civil Claim in Louisiana?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/#contact-murphy-law-firm-in-baton-rouge\" >Contact Murphy Law Firm in Baton Rouge<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"car-insurance-claim-attorney-in-baton-rouge-la\"><\/span>Car Insurance Claim Attorney in Baton Rouge, LA<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-7927 size-full\" title=\"Baton Rouge Car Insurance Claim Lawyer\" src=\"https:\/\/www.murphylawfirm.com\/wp-content\/uploads\/2025\/12\/baton-rouge-car-insurance-claim-lawyer.webp\" alt=\"Best Baton Rouge Car Insurance Claim Lawyer\" width=\"800\" height=\"400\" srcset=\"https:\/\/www.murphylawfirm.com\/wp-content\/uploads\/2025\/12\/baton-rouge-car-insurance-claim-lawyer.webp 800w, https:\/\/www.murphylawfirm.com\/wp-content\/uploads\/2025\/12\/baton-rouge-car-insurance-claim-lawyer-300x150.webp 300w, https:\/\/www.murphylawfirm.com\/wp-content\/uploads\/2025\/12\/baton-rouge-car-insurance-claim-lawyer-768x384.webp 768w, https:\/\/www.murphylawfirm.com\/wp-content\/uploads\/2025\/12\/baton-rouge-car-insurance-claim-lawyer-18x9.webp 18w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>After you\u2019ve been in a<a href=\"https:\/\/www.murphylawfirm.com\/baton-rouge-car-accident-lawyer\/\" target=\"_blank\" rel=\"noopener\"> car wreck<\/a>, you\u2019re probably focusing on the pain you\u2019re suffering, healing from your injuries, and worrying about hospital bills and lost wages. The last thing on your mind is trying to convince your insurance company to do what is right and help you pay for your losses. When you work with a <strong>Baton Rouge car insurance claim lawyer<\/strong>, they deal with an insurance company for you, protecting your rights and peace of mind.<\/p>\n\n    <div class=\"inr-cnt-left inn-pg-frm\">\n        <h2>Free Consultation<\/h2>\n        <h4>We Will Come To You<\/h4>\n        <h6>Proudly Serving the state of Louisiana for nearly 30 years<\/h6>\n        <p>Fields Marked With An \u201c*\u201d Are Required<\/p>\n        <div class=\"inr-cont-form\">\n        <script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof 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That\u2019s why our Baton Rouge car accident attorneys are ready to help you collect the compensation you deserve from your insurance.<\/p>\n<p>We assess the true value of your damages, the cause of the accident, and other important information needed to negotiate a fair settlement. If the insurer won\u2019t deal with you fairly, we can take your case to court to get the compensation you are owed. Our firm has fought for the rights of our clients for over 30 years, securing a total of over $250 million in compensation. Contact our<a href=\"https:\/\/www.murphylawfirm.com\/our-team\/\" target=\"_blank\" rel=\"noopener\"> team at Murphy Law Firm<\/a> to book a free consultation today.<\/p>\n<section style=\"margin: 50px 0; text-align: center;\"><!-- Section Heading --><\/p>\n<h2 style=\"color: #0d2c4e; margin-bottom: 30px;\"><span class=\"ez-toc-section\" id=\"car-auto-accident-case-results\"><\/span>Car &amp; Auto Accident Case Results<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- Side-by-side boxes --><\/p>\n<table style=\"border-collapse: separate; border-spacing: 20px;\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr><!-- Box 1 --><\/p>\n<td style=\"background: #eff0f0; padding: 35px 30px; border-top: 4px solid #b4532a; border-bottom: 4px solid #b4532a;\" valign=\"top\" width=\"50%\">\n<h3 style=\"color: #0d2c4e; font-size: 38px; margin: 0;\"><span class=\"ez-toc-section\" id=\"11-million\"><\/span>$1.1 MILLION<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"color: #b4532a; font-weight: 600; margin: 12px 0 18px;\">Auto Accidents<\/p>\n<p style=\"color: #333; line-height: 1.6; margin: 0;\">A woman from Baker, Louisiana was injured in a parking lot accident when a driver reversed into her vehicle as she was exiting the parking lot. After filing suit in East Baton Rouge Parish, Murphy Law Firm was able to negotiate a settlement of $1,100,000 despite the minimal impact collision.<\/p>\n<\/td>\n<p><!-- Box 2 (Insurance referenced) --><\/p>\n<td style=\"background: #eff0f0; padding: 35px 30px; border-top: 4px solid #b4532a; border-bottom: 4px solid #b4532a;\" valign=\"top\" width=\"50%\">\n<h3 style=\"color: #0d2c4e; font-size: 38px; margin: 0;\"><span class=\"ez-toc-section\" id=\"1015000\"><\/span>$1,015,000<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"color: #b4532a; font-weight: 600; margin: 12px 0 18px;\">Auto Accidents<\/p>\n<p style=\"color: #333; line-height: 1.6; margin: 0;\">A Prairieville, Louisiana woman was struck while attempting a u-turn on Florida Boulevard sustaining catastrophic injuries to her brain and other orthopedic injuries. Despite a likely high degree of comparative fault of the plaintiff, Murphy Law Firm was able to secure a settlement of all available insurance proceeds after filing suit in East Baton Rouge Parish.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"border-collapse: separate; border-spacing: 20px;\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr><!-- Box 3 --><\/p>\n<td style=\"background: #eff0f0; padding: 35px 30px; border-top: 4px solid #b4532a; border-bottom: 4px solid #b4532a;\" valign=\"top\" width=\"50%\">\n<h3 style=\"color: #0d2c4e; font-size: 38px; margin: 0;\"><span class=\"ez-toc-section\" id=\"469-million\"><\/span>$4.69 MILLION<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"color: #b4532a; font-weight: 600; margin: 12px 0 18px;\">Auto Accidents<\/p>\n<p style=\"color: #333; line-height: 1.6; margin: 0;\">A nurse from Lafayette, Louisiana was struck in a rear-end collision in a construction zone and pushed off of the roadway, partially overturning the vehicle. Plaintiff sustained TBI, post-concussive syndrome, neck, shoulder, wrist and lumbar injuries. The case resolved for all available policy limits after extensive litigation.<\/p>\n<\/td>\n<p><!-- Box 4 --><\/p>\n<td style=\"background: #eff0f0; padding: 35px 30px; border-top: 4px solid #b4532a; border-bottom: 4px solid #b4532a;\" valign=\"top\" width=\"50%\">\n<h3 style=\"color: #0d2c4e; font-size: 38px; margin: 0;\"><span class=\"ez-toc-section\" id=\"125-million\"><\/span>$1.25 MILLION<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"color: #b4532a; font-weight: 600; margin: 12px 0 18px;\">Auto Accidents<\/p>\n<p style=\"color: #333; line-height: 1.6; margin: 0;\">A man from Gonzales, Louisiana was injured when he was unable to avoid striking a left turning motorist who turned in front of him, causing his vehicle to rotate 360 degrees and overturn onto its roof. Plaintiff underwent cervical fusion surgery. The parties reached a settlement of $1,250,000.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><!-- CTA Button --><\/p>\n<div style=\"margin-top: 40px; text-align: center;\"><a style=\"font-family: 'Onest-Regular', sans-serif; font-size: 22px; font-weight: 600; color: #ffffff; background-color: #0d2c4e; \/* padding controls *\/ padding-top: 18px; padding-bottom: 23px; padding-left: 40px; padding-right: 40px; border-radius: 50px; text-decoration: none; display: inline-flex; align-items: center; justify-content: center; line-height: 1;\" href=\"https:\/\/www.murphylawfirm.com\/success-stories\/\"><br \/>\n<span style=\"display: inline-block; transform: translateY(-2px);\"><br \/>\nView All Case Results \u2192<br \/>\n<\/span><br \/>\n<\/a><\/div>\n<\/section>\n<h2><span class=\"ez-toc-section\" id=\"damages-and-injury-costs-in-car-accidents\"><\/span>Damages and Injury Costs in Car Accidents<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In Louisiana in 2024, serious suspected injuries in car accidents cost<a href=\"https:\/\/cartsdashboardserver.lsu.edu\/t\/CARTS\/views\/SectionA-Dashboard\/SectionA-Dashboard?:embed=y&amp;:display_count=n&amp;:showAppBanner=false&amp;:origin=viz_share_link&amp;:linktarget=_self&amp;:showVizHome=n\" target=\"_blank\" rel=\"noopener\"> over $176,300<\/a>, while minor suspected injuries cost nearly $45,800. Fatal injuries cost nearly $2 million.<strong> In 2023, in the United States, according to the Centers for Disease Control and Prevention, the average cost of vehicle occupants was:<\/strong><\/p>\n<ol>\n<li><a href=\"https:\/\/wisqars.cdc.gov\/cost\/?y=2023&amp;o=TAR&amp;i=0&amp;m=3000&amp;g=00&amp;s=0&amp;u=TOTAL&amp;u=AVG&amp;t=COMBO&amp;t=MED&amp;t=LIFE&amp;t=WORK&amp;a=5Yr&amp;g1=0&amp;g2=199&amp;a1=0&amp;a2=199&amp;r1=MECH&amp;r2=INTENT&amp;r3=NONE&amp;r4=NONE\" target=\"_blank\" rel=\"noopener\">$98,153 for occupants<\/a> who needed a nonfatal emergency department visit<\/li>\n<li>$266,728 for occupants who required hospitalization<\/li>\n<\/ol>\n<p>These values were per person and included medical costs, work loss costs, and quality of life costs.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"negotiating-compensation-with-insurance-companies\"><\/span>Negotiating Compensation With Insurance Companies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Figuring out what damages are included in your claim depends on several variables. This can easily become the most complex part of an auto accident claim, and it\u2019s the part that insurers are most likely to give pushback on. Our car insurance claim lawyers at <a href=\"https:\/\/www.murphylawfirm.com\/\" target=\"_blank\" rel=\"noopener\">Murphy Law Firm<\/a> know how to make the insurance company treat you fairly after a collision.<\/p>\n<p>Insurance companies are in the business of making money, not helping you heal from your injuries. They\u2019ll likely offer an initial settlement that\u2019s much lower than what you need or are entitled to.<\/p>\n<p>That\u2019s why you need an experienced car wreck lawyer to help you itemize your damages and build a case. If you were in a motor vehicle accident while<a href=\"https:\/\/www.murphylawfirm.com\/baton-rouge-uninsured-and-underinsured-motorist-accident-lawyer\/\" target=\"_blank\" rel=\"noopener\"> uninsured<\/a>, one of our car insurance claim lawyers can offer guidance in paying for medical bills, damages, lost wages, and more. Contact us for a<a href=\"https:\/\/www.murphylawfirm.com\/contact\/\"> free consultation<\/a> now.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"calculating-%e2%80%9cspecial%e2%80%9d-damages\"><\/span>Calculating \u201cSpecial\u201d Damages<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Special damages, or economic damages, can be the easiest to pinpoint because they are generally proven by proper documentation, making it easier to sort out compensation. <strong>Special damages can include the following:<\/strong><\/p>\n<ul>\n<li>Accident-related medical expenses, both past and future<\/li>\n<li>Lost wages, both past and future<\/li>\n<li>Funeral or burial expenses (for a <a href=\"https:\/\/www.murphylawfirm.com\/baton-rouge-wrongful-death-lawyer\/\" target=\"_blank\" rel=\"noopener\">wrongful death claim<\/a>)<\/li>\n<li>Vehicle or property damage<\/li>\n<\/ul>\n<p>To prove your<a href=\"https:\/\/www.murphylawfirm.com\/blog\/ive-been-hurt-what-damages-can-i-sue-for-in-my-personal-injury-case\/\" target=\"_blank\" rel=\"noopener\"> special damages<\/a>, you\u2019ll still need to provide documentation of your injuries, lost wages, hospital bills, and other expenses. Usually, the receipts or invoices of these costs will suffice. Your auto insurance lawyer will help make sure you have all the documentation you need to make your case as strong as possible.<\/p>\n<p>Experienced trial attorneys are familiar with the intricate and tricky rules for proving special damages, even when health insurance,<a href=\"https:\/\/www.medicare.gov\/care-compare\/\" target=\"_blank\" rel=\"noopener\"> Medicare<\/a>,<a href=\"https:\/\/www.medicaid.gov\/\" target=\"_blank\" rel=\"noopener\"> Medicaid<\/a>, Tricare, or Veterans Affairs (VA) has paid for some treatment.<\/p>\n<p>Lost wages and loss of earning capacity can also be intricate and tricky. A business owner, independent contractor, or a client with a side hustle may have difficulty accounting for their specific past and future lost wages. An experienced trial lawyer knows how to present these claims to the insurance company.<\/p>\n<p>An attorney can also help if you are found at fault for a crash.<a href=\"https:\/\/www.murphylawfirm.com\/blog\/what-to-do-if-someone-sues-you-for-a-car-accident-in-louisiana\/\" target=\"_blank\" rel=\"noopener\"> If someone sues you for a car accident in Louisiana<\/a>, your attorney will help determine the full extent of these losses and advocate for fair compensation. They can also handle the complexities of your case to ensure you\u2019re not taken advantage of during the claims process.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"how-a-car-accident-attorney-near-me-calculates-%e2%80%9cgeneral%e2%80%9d-damages\"><\/span>How a Car Accident Attorney Near Me Calculates \u201cGeneral\u201d Damages<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Think of<a href=\"https:\/\/www.murphylawfirm.com\/blog\/ive-been-hurt-what-damages-can-i-sue-for-in-my-personal-injury-case\/\" target=\"_blank\" rel=\"noopener\"> general damages<\/a> as intangible, also called non-economic damages. They cannot be easily calculated with a mathematical formula and are a product of more art than science. <strong>General damages can include:<\/strong><\/p>\n<ul>\n<li>Pain and suffering in the past, present, and future<\/li>\n<li>Mental anguish<\/li>\n<li>Disability<\/li>\n<li>Loss of enjoyment in life<\/li>\n<li>Loss of consortium, or the relationships you had with loved ones<\/li>\n<\/ul>\n<p>In Louisiana, insurance companies generally calculate general damages using a method that depends upon the injuries, diagnosis, and prognosis.<\/p>\n<p>Importantly, general damages are what make your case about you and your unique damages. Two people with similar injuries and roughly equivalent medical bills may be entitled to vastly different general damages.<\/p>\n<p>You need a Baton Rouge Car Insurance Claim Lawyer with courtroom and trial experience who can advise you on expected trial outcomes. This helps make sure the insurance company treats you fairly.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"punitive-damages\"><\/span>Punitive Damages<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Finally, punitive damages are awarded in order to punish the defendant and prevent them from being so negligent in the future. Punitive damages are rarely awarded, and only in extreme cases of neglect or wrongdoing. This is why you need a lawyer on your side to help convince the insurance company or a jury that punitive damages should be awarded.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"dealing-with-insurance-bad-faith\"><\/span>Dealing With Insurance Bad Faith?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Insurance companies handle thousands of clients\u2019 cases daily. While some may not act with ill intent, mismanagement is bound to happen whether it\u2019s purposeful or not. If you suspect you might be eligible to bring a case against an insurance company for acting in bad faith, such as a denied insurance claim without a valid justification, here is everything you need to know:<\/p>\n<h2><span class=\"ez-toc-section\" id=\"what-is-insurance-bad-faith-in-louisiana\"><\/span>What Is Insurance Bad Faith in Louisiana?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bad faith insurance occurs whenever an insurance company fails to properly handle a client\u2019s claim.<\/p>\n<p><strong>There are many scenarios in which an insurer can mishandle a claim:<\/strong><\/p>\n<ol>\n<li>Denying a claim without justification<\/li>\n<li>Conducting poor communication<\/li>\n<li>Delaying payout without reasonable cause<\/li>\n<li>Failing to execute a proper investigation<\/li>\n<\/ol>\n<p>Under Section 22:1892 of Louisiana law, in most bad faith cases,<strong> insurers must:<\/strong><\/p>\n<ul>\n<li>Start the loss adjustment process within 14 days of being notified or 30 days for cases with catastrophic loss.<\/li>\n<li>Provide a settlement offer within 30 days of receiving proof of loss.<\/li>\n<li>Hand over the full amount owed, including whatever is not being disputed, within 30 days.<\/li>\n<li>Pay settlement within 30 days of a written agreement.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"why-is-it-important-to-pursue-this-kind-of-claim\"><\/span>Why Is It Important to Pursue This Kind of Claim?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No one should have unjust obstacles thrown their way after dealing with something as traumatic as a collision. Healing should be your number one priority, and you are owed peace during recovery alongside monetary compensation.<\/p>\n<p>Other than getting well-deserved justice, <strong>here are three reasons why you should pursue a bath faith insurance claim:<\/strong><\/p>\n<ol>\n<li><strong>Compensation:<\/strong>\u00a0If you are filing a bad faith claim in Baton Rouge, you were likely not given the right amount of money that was owed. Filing a claim will ensure that you are given the correct compensation that you should have received in the first place.<\/li>\n<li><strong>Reimbursement:<\/strong>\u00a0When trying to obtain the money you were initially owed, there will be more legal fees, and pursuing your claim will cover those costs.<\/li>\n<li><strong>Accountability:<\/strong>\u00a0At the end of the day, deciding to pursue a claim against a corrupt insurer will hold them accountable for their wrongdoings against you and likely many others who have been in your shoes.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"why-do-i-need-a-baton-rouge-car-accident-attorney\"><\/span>Why Do I Need a Baton Rouge Car Accident Attorney?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you or a loved one has been in a<a href=\"https:\/\/en.wikipedia.org\/wiki\/Baton_Rouge,_Louisiana\" target=\"_blank\" rel=\"noopener\"> Baton Rouge<\/a> car accident or any Louisiana wreck, the last thing you want to think about is figuring out how to convince the insurance company to pay fairly for your injuries. You need to focus on healing from your injuries and moving on with your life. Negotiating with insurance companies can be tricky, and even more so if you\u2019re dealing with a bad-faith insurer.<\/p>\n<p>You\u2019ll need a lawyer with the experience and knowledge to ensure that your insurance company is providing you the compensation you need to heal, and if they\u2019re acting in bad faith, that they\u2019re held accountable.<\/p>\n<h2 data-start=\"0\" data-end=\"46\"><span class=\"ez-toc-section\" id=\"customer-reviews-related-to-car-insurance-claim-cases\"><\/span>Customer Reviews Related to Car Insurance Claim Cases<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><iframe loading=\"lazy\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/o_5Lg1RwY5k?si=8I1W7sdKdzGjGyJ0\" width=\"800\" height=\"345\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_end\">\ufeff<\/span>\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><\/iframe><\/p>\n<h2><span class=\"ez-toc-section\" id=\"faqs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"what-is-important-for-me-to-do-right-after-a-car-accident-to-protect-my-insurance-claim\"><\/span>What Is Important for Me to Do Right After a Car Accident to Protect My Insurance Claim?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Immediately after a car accident, to protect your insurance claim, it\u2019s important that you report the accident, that you don\u2019t admit fault, and that you do not interact with any insurance companies.<\/p>\n<p>Reporting the accident ensures there is third-party confirmation of the accident and an initial assessment of the cause of the crash. It also ensures that injured individuals get medical treatment. This protects your well-being and connects your injuries to the accident.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"how-can-a-baton-rouge-car-insurance-claim-lawyer-help-if-my-claim-is-denied-or-undervalued\"><\/span>How Can a Baton Rouge Car Insurance Claim Lawyer Help if My Claim Is Denied or Undervalued?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If your car insurance claim is being denied or undervalued, a Baton Rouge lawyer can help fight for you and deal with the predatory tactics used by the insurance company. If the company claims you were not severely injured, an attorney can gather medical documentation, professional medical opinions, and other evidence to counter this. If an insurer claims you were at fault, an attorney can fight to limit your percentage fault or show that you were not at fault.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"what-evidence-is-necessary-to-support-a-successful-car-insurance-claim-in-louisiana\"><\/span>What Evidence Is Necessary to Support a Successful Car Insurance Claim in Louisiana?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The evidence necessary to support a successful car insurance claim in Louisiana is that the other driver acted negligently, breaching the duty of care they owed you, and this led to the accident and your damages. Evidence that proves this varies, but often includes a police report, third-party footage of the accident, photos and videos you took of the aftermath of the crash and your injuries, cell phone records, eyewitness statements, and more.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"how-long-do-i-have-to-file-a-car-insurance-claim-or-civil-claim-in-louisiana\"><\/span>How Long Do I Have to File a Car Insurance Claim or Civil Claim in Louisiana?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>There are different time limits to file a car insurance claim or civil claim in Louisiana. A civil claim has a deadline called the statute of limitations, while a car insurance claim must usually be filed as soon as possible after a crash. While negotiating a car insurance claim, you need to be aware of the civil statute of limitations, because you may need to file a civil claim if there isn\u2019t a fair settlement found in negotiations.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"contact-murphy-law-firm-in-baton-rouge\"><\/span>Contact Murphy Law Firm in Baton Rouge<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If the insurance company refuses to treat you fairly, you need a lawyer with courtroom and trial experience to position your case for trial while working toward a settlement.<\/p>\n<p>Murphy Law Firm can handle both these types of claims and more. We\u2019ve been a Louisiana law firm representing car accident injury victims for decades, and we know what it takes to hold the people responsible for your injuries accountable for their actions. Give us a call today, or<a href=\"https:\/\/www.murphylawfirm.com\/contact\/\"> book a free consultation<\/a> with one of our lawyers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Car Insurance Claim Attorney in Baton Rouge, LA After you\u2019ve been in a car wreck, you\u2019re probably focusing on the pain you\u2019re suffering, healing from your injuries, and worrying about hospital bills and lost wages. The last thing on your mind is trying to convince your insurance company to do what is right and help &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.murphylawfirm.com\/es\/baton-rouge-car-insurance-claim-lawyer\/\" class=\"more-link\">Seguir leyendo<span class=\"screen-reader-text\"> &#8220;Baton Rouge Car Insurance Claim Lawyer&#8221;<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-672","page","type-page","status-publish","hentry","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Baton Rouge Car Insurance Claim Lawyer - Free Consultation<\/title>\n<meta name=\"description\" content=\"Need help with a car insurance claim in Baton Rouge? 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