×

Port Allen Abogado de Reclamación de Seguro de Coche

Inicio  |  Port Allen Abogado de Reclamación de Seguro de Coche

Car Insurance Claim Attorney In Port Allen

When you are involved in a car accident, a lot can overwhelm you at once. Not only are you dealing with painful injuries and a lot of financial damages, but you also have future financial losses to consider, like lost wages. The last thing you should have to do in this situation is deal with insurance companies, which cause you additional unnecessary stress. If you are filing an initial claim or against an insurer for bad faith, a skilled Port Allen car insurance claim lawyer puede ayudar.

You shouldn’t have to deal with this claim alone. Insurers take advantage of the vulnerable situation you are in and your lack of knowledge about the insurance claims system. When you work with Bufete Murphy, we provide you with decades of experience and significant knowledge in the auto insurance claims system. For 30 years, our firm has fought for the interests of people like you against insurance providers.

port allen car insurance claim lawyer

Car Accidents and Insurance Claims in Port Allen

Car accidents frequently cause injuries that lead to physical pain, medical bills, lost income, and many other losses, including the devastating loss of loved ones. There were a total of 1,445 vehicle crashes in West Baton Rouge Parish in 2024. The majority of these crashes occurred in rural West Baton Rouge, followed by Port Allen. There was sadly one fatality in Port Allen and 147 suspected injuries, as well as 162 people with no apparent injuries. Even if your injuries were not immediately obvious, they may develop later. That’s why it’s important to understand how delayed car accident injuries can still impact your claim.

After a traumatic vehicle accident, injured parties can recover financial compensation from the insurance provider of the at-fault driver. Unfortunately, it is often not that straightforward. In cases of severe injuries, a Port Allen car accident lawyer can help you pursue rightful compensation.

Auto Insurance Requirements and Bad Faith Insurance Companies

In Louisiana, a certain level of auto insurance is required. Despite this, the Insurance Research Council reported that in 2022, 14% or one in seven drivers in the U.S. were uninsured. It can be complicated when an at-fault driver is uninsured in Louisiana, but even claims with insured drivers can be complicated.

This is because insurance companies work hard to pay as little as possible, regardless of the needs of injured people and their families. There are many ways car insurance companies fight to avoid paying full coverage, including by:

  • Offering you lowball settlements
  • Requiring you to submit excessive documentation, including documents you have already submitted
  • Claiming that fault is not clear
  • Delaying your claims without cause
  • Blaming you partially or fully for the accident
  • Misrepresenting insurance policy coverage
  • Misleading you about legal proceedings
  • Delaying your payment
  • Denying your claim without fully investigating the incident

Some of these errors are examples of bad faith insurance tactics if they have no cause, and you may be able to pursue a claim against the company for these actions.

Costs of Insurance

Car insurance is a very expensive requirement in Louisiana compared to other states. The average expenditure for auto insurance in 2022 was $1,127, according to the National Association of Insurance Commissioners. Louisiana had the second-highest average expenditure of $1,557. It was the state with the least affordable auto insurance, considering both the average cost of insurance and the average household income.  With Louisiana drivers facing some of the highest car insurance costs in the country, it’s critical that insurers uphold their end of the bargain.

When your financial burdens grow due to insurance disputes, a Port Allen personal injury lawyer can help calculate damages and losses you’re entitled to.

Why Should You Hire a Car Insurance Claim Lawyer?

You should hire a car insurance claim lawyer in Port Allen because it improves the likelihood of having a successful claim. Whether you are fighting for rightful compensation for damages in a car accident or you are filing against an insurance company for good faith violations, our team can help you pursue justice. If you’re unsure how long you have to act, review the Louisiana statute of limitations for car accidents.

An attorney helps you determine the validity of your claim, assess the damages you are owed, and help you file the claim correctly. They can negotiate on your behalf or advocate for your case in court. Taking the time to heal is crucial, but you can’t do that if you have to handle the investigation of the incident, gathering of evidence, and negotiations with insurance adjusters. When you work with an attorney, you have exceptional support and can take time to rest and recover.

Preguntas frecuentes

Q: Is It Worth Filing a Claim Against a Car Insurance Company?

A: Whether or not it is worth filing a case against a car insurance company will depend on the facts of your case and the evidence you have. There are different reasons why you may be able to file a civil claim against an insurance company. Engaging in bad faith may include failing to pay the agreed-upon amount or taking an unreasonable amount of time to pay. With evidence of this bad faith, you could file against them.

Q: How Do I File a Car Insurance Claim?

A: Filing a car insurance claim depends on the type of claim. When you are injured and another driver was negligent, you file with their insurance company and may only file for limited damages from your policy. If you’re unsure how long you have to act, review the Louisiana statute of limitations for car accidents.

Filing a claim against an insurance company for bad faith is a distinct process and is typically handled through civil court. Port Allen is served by the 18th Judicial District Court, and the West Baton Rouge Parish Courthouse is located at 850 8th Street.

Q: Can You File a Claim Against a Car Insurance Company Without a Lawyer?

A: While you can file a claim against a car insurance company without a lawyer, it is not advised. These claims are complicated, and not all of them are valid. Discussing your case with a lawyer can stop you from wasting time on an invalid claim. An attorney can also help with a valid claim, assisting in gathering evidence of the insurance company’s failures. With an attorney, you are more likely to have a successful case.

Q: Do Insurance Companies Usually Settle Out of Court?

A: Yes, insurance companies usually settle out of court. Court is a costly process, and most companies want to limit their costs and liability. Going to trial could also mean more publicity. When you file a case against an insurance company, it is important to weigh the benefits and drawbacks of negotiating a settlement or going to court. A trial may turn over a larger verdict for you, but may also take much longer and be more costly.

Get in Touch With Our Car Insurance Claim Lawyer at Murphy Law Firm

Insurance companies simply don’t try the same tactics on attorneys that they do on the average claimant, because they know they won’t work. Get in touch with the dedicated team at Murphy Law Firm today and let us help you defend your financial future.

Port Allen Car Insurance Claim Resources

Su camino hacia la resolución legal comienza con el bufete de abogados Murphy.

Cuando usted elige Murphy Law Firm, usted obtiene acceso a un equipo de abogados experimentados con un historial probado de éxito. Entendemos la importancia de la confianza, y nos esforzamos por construir relaciones duraderas con nuestros clientes mediante la entrega de resultados excepcionales.

<?php bloginfo( 'name' ); ?>
Llame para una consulta

Port Allen Áreas de práctica

Testimonios

Resultados de los casos

Consulta gratuita

Iremos a verle

Orgullosamente al servicio del estado de Louisiana durante casi 30 años

Los campos marcados con un "*" son obligatorios

  • Este campo tiene fines de validación y no debe modificarse.
No te conformes con centavos

No se conforme
Para ¡Céntimos!

en_USEN