Yes, you may be able to file a claim against Uber or Lyft for an accident, although most of these claims are through the rideshare company’s insurance company, not made in civil court. In some rideshare accidents in Metairie, LA, claims are filed against another driver’s insurance, rather than the rideshare company. You may be able to file a civil claim against the rideshare company and its insurer if a reasonable settlement can’t be secured in out-of-court negotiations.
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Metairie Rideshare Accident Lawyer
Rideshare Accident Attorney In Metairie, LA
It can be more complicated to file an insurance claim when you are a passenger in a rideshare like an Uber or a Lyft, or are otherwise involved in an accident with a rideshare. Claims may be filed with the rideshare company’s insurance, but this isn’t always the case. It is crucial to work with a skilled Metairie rideshare accident lawyer after an Uber or Lyft accident to determine your options for a claim and how to recover the cost of medical bills, lost income, and other damages.
Murphy Law Firm: Dedicated Rideshare Accident Attorneys Serving Southeast Louisiana
The attorneys at Murphy Law Firm have over 150 combined years of experience, primarily in complex personal injury cases. We want to advocate for you and your family’s financial interests against commercial insurers who want to deny you the compensation you deserve.
Our firm has secured millions in settlements and verdicts for auto accidents, including cases involving car accidents in Metairie and other transportation-related claims. We can leverage this experience to help you. Every case is unique, and we take the time to understand your specific situation before providing you with straightforward advice and a legal strategy. Let our experienced personal injury lawyer team help you after a accident.
Vehicle and Rideshare Accidents
Rideshares have become much more popular in recent years. The increased use of rideshares has led to an increased risk of injury crashes, with one study showing that every additional 100 rideshare trips in a given area led to a 4.6% increased likelihood of an injury crash.
As the number of rideshare vehicles involved in accidents increases, so does the need to address injuries and other damages with insurance claims following an accident. In Jefferson Parish, there were 4,480 suspected injuries in vehicle collisions in 2024, including those on I-10 and Highway 61.
These injuries can range from minor scrapes to life-altering and disabling injuries. It is crucial that the medical treatment and other costs of these injuries are the responsibility of the at-fault party’s insurance after a crash. In fact, many victims struggle because insurance negotiations after Louisiana car accidents can be lengthy and challenging without legal help.
Insurance in Rideshare Accidents in Metairie
After a vehicle accident, claims are filed with the at-fault driver’s insurance, but this can be more complicated in rideshare accidents. A rideshare company’s commercial insurance operates differently from personal car insurance, and doesn’t always apply to an accident. The commercial insurance coverage will likely apply to you in the following situations:
- You were a rideshare passenger, and your rideshare driver was involved in an accident.
- You were a rideshare driver who was actively working, such as transporting a passenger, when you were involved in an accident.
- You were a non-rideshare driver involved in an accident with a rideshare driver who was actively working.
This is because the commercial insurance applies when the rideshare driver is transporting a passenger or waiting to receive a ride request. A driver is always working while transporting a passenger, and rideshare passengers and drivers are typically always covered by commercial coverage, regardless of who was at fault for the accident.
When the driver isn’t actively working, their personal car insurance applies, and any accident they are in will proceed like any other car accident.
When rideshare vehicles are in an accident that is the fault of another party, the driver and passengers can likely file claims both with the commercial coverage and the at-fault driver’s insurance. An attorney can help individuals navigate this complex insurance issue and get the most compensation possible.
The Benefits and Drawbacks of Commercial Insurance
Commercial insurance is useful because the coverage limits tend to be much higher than personal car insurance coverage. You are less likely to be limited by these coverage limits when you have severe injuries.
However, because of these higher coverage limits, these companies also have more resources to aggressively defend their bottom line. Even if fair compensation for your injuries is significant, it can be hard to secure those high-value settlements. Insurance companies will work to undermine the severity of your injuries or try to claim you were at fault if you were another driver. An attorney’s advocacy is crucial in fighting the tactics of insurance companies. For example, cases involving Uber and Lyft accident settlements in Louisiana show how commercial insurers often try to minimize payouts.
Meet Our Attorney
Peyton Murphy
Peyton Murphy, a Louisiana lawyer with 30+ years of experience, specializes in personal injury cases. He founded Murphy Law Firm in Baton Rouge in 1993 and fights for his clients’ compensation.
FAQs
How Long Do You Have to File a Claim After an Uber Accident in Louisiana?
There is a short window of time that you have to file a civil claim after an Uber accident in Louisiana, but filing an insurance claim must generally be done as soon as possible after an accident occurs, and it is a much shorter window. If insurance claim negotiations are not getting a fair settlement, you can take the claim to court as long as it is before the statute of limitations. Otherwise, you will be barred from recovering compensation.
How Much Is a Lyft Passenger Accident Settlement?
The value of a Lyft passenger accident settlement will rely on many factors, and each settlement is unique to the specific damages a passenger has suffered. The more significant your injuries, the higher a settlement will likely have to be. That way, the settlement covers your medical treatment, future care needs, lost wages, and other damages. When you hire an attorney, you are more likely to recover maximum damages available.
Why Should You Hire a Rideshare Accident Lawyer in Louisiana?
When you hire a rideshare accident lawyer in Louisiana, you significantly improve your chances of a successful claim and are likely to secure more financial compensation. Rideshare accident cases are very complicated, as there are many potentially involved insurance companies and regulations that impact rideshare companies.
An attorney minimizes your stress and handles these complex issues. They help you understand your options for financial recovery and protect your interests.
Reach Out to a Skilled Metairie Legal Team Today
A painful and traumatic accident can be even more upsetting when you are not sure how you are supposed to financially recover. The help of experienced attorneys at Murphy Law Firm can ensure you file with the right insurance company and help you uncover the evidence needed for a strong claim. Contact our firm today to schedule a consultation.
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