You may be able to file a claim against Uber if you are in an accident. It depends on which party was at fault for the accident, your role in the crash, and other factors. If the Uber driver was at fault for the crash, it is likely you can file a claim with Uber’s commercial insurance. As an Uber passenger, you can likely get partial or full compensation from Uber’s insurance regardless of who was at fault.
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Michoud Rideshare Accident Lawyer
Rideshare Accident Attorney in Michoud, LA
Car collisions that involve rideshare vehicles like Uber or Lyft can be more complicated, especially when dealing with insurance claims. A skilled Michoud rideshare accident lawyer gives you the support you need to file this claim, whether it is against the rideshare company or another party. Legal representation is crucial to successful claims and recovering the maximum compensation that you can get after an accident. If the rideshare crash involved multiple vehicles, an experienced Michoud car accident lawyer can help determine how each driver’s insurance coverage impacts your overall recovery.
Hire a Rideshare Accident Lawyer With Murphy Law Firm in Michoud, LA
Rideshare accidents are a fairly new but continually growing area of legal claims. At Murphy Law Firm, we have years of experience in numerous complex car accident cases, including those involving commercial insurance. We have served southeast Louisiana for the past 30 years, securing millions in verdicts and settlements for those in car collisions. When you are in a crash with a rideshare vehicle, or while a rideshare passenger, we can help you with the next steps.
You shouldn’t have to deal with the complex and frustrating issues of an insurance claim when you are injured. We handle your claim for you, giving you reliable and straightforward advice about your case. Our goal is to fight for the compensation you need to move forward with your life.
Understanding Rideshare Commercial Insurance
After an accident, the at-fault driver’s insurance is liable for damages. Not all rideshare collisions will involve the rideshare company’s commercial insurance coverage. Commercial insurance might apply if the rideshare driver is liable for the accident and is working when the accident occurs.
Rideshare drivers and passengers may be eligible for partial or full commercial insurance coverage regardless of who was at fault. However, initial damages for these parties would likely first be covered by the at-fault driver’s personal car insurance.
These cases involve complex fault determinations and insurance coverage. There are even more complicating factors, such as differences in policy coverage depending on whether the rideshare driver was simply logged in or actually in progress in a ride. Working with an attorney helps you navigate these complexities more easily.
Pros and Cons of Commercial Insurance
The primary benefit of commercial insurance is that coverage limits are much higher than the average personal car insurance limit. If you are seriously injured and suffer more severe damages, these higher coverage limits can allow you to secure full and fair compensation. In other accidents, if your damages exceed policy limits, you can likely only recover up to those limits.
However, there are some drawbacks to dealing with commercial insurance. This includes:
- More resources to put toward its goals, including hiring legal representation
- Aggressive in defending its bottom line
- More difficult to get full and fair compensation
- Avoid paying out high-value settlements
These companies will try to undermine your claim. Even if no claim is filed with the rideshare company’s commercial insurer, you can expect the insurer to be investigating the case to determine fault itself. They will not be considering your interests, so you need to protect your interests with legal representation.
Causes of Rideshare Accidents in Michoud, LA
In Orleans Parish, passenger cars made up 43.12% of the vehicles involved in accidents in 2024. While the vast majority of these vehicles are likely non-rideshare vehicles, passenger cars are the most common vehicles used for rideshare services. As rideshare services increase in use, so does the number of passenger cars on the road. This also increases the potential for accidents. In Michoud, roads like US 90 and I-510 increase congestion and accident risk.
In addition to congestion and dangerous roadways, rideshare accidents can be caused by:
- Distracted or reckless driving
- Fatigued driving
- Impaired driving
- Operating on unfamiliar roads
- Unsafe road or weather conditions
- Vehicle malfunctions and breakdowns
- Rideshare drivers rushing to their next ride
An attorney can review these and other causes of your car accident to determine the driver or other party who should be held liable for the crash.
Meet Our Attorney
Peyton Murphy
Peyton Murphy, a Louisiana lawyer with 30+ years of experience, specializes in personal injury cases. He founded Murphy Law Firm in Baton Rouge in 1993 and fights for his clients’ compensation.
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FAQs
What Is the Average Settlement for a Rideshare Car Accident in Louisiana?
The value of a rideshare settlement in Louisiana will vary significantly depending on how seriously you were injured, the level of insurance coverage available, and other factors. On average, the cost of an emergency department visit for an occupant in a car accident was almost $98,200 per person, according to the Centers for Disease Control and Prevention, and over $266,700 per person for a hospitalization.
How Long Does a Lyft Accident Settlement Take in Michoud?
There isn’t a specific amount of time that a Lyft accident settlement takes. Each case is different. Some may be settled quickly, while others may take months. In general, settlements are faster than verdicts secured through a trial. When you hire a rideshare accident lawyer, they can help you understand a possible timeline. With an attorney, a claim taking time to resolve often happens because your attorney is fighting for the full compensation you are owed.
How Do You File a Claim Against a Rideshare Company in Michoud?
You file a claim against a rideshare company by filing with their insurance company. You may need to do this if you were in an accident as a rideshare passenger, or were in a crash with a rideshare driver who was working, and that driver caused the crash. If you are unsure whether you have the grounds to file against a rideshare company, an experienced rideshare accident attorney can help.
Find the Right Michoud Rideshare Accident Attorney Today
The complexity of how to financially recover after a rideshare accident can be very frustrating and make an already stressful situation worse. At Murphy Law Firm, we want to help make things clearer. Contact us today and let us help you with your case.
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